Georgia is a "Fault" car insurance state

Submitted by Ingrid on Sat, 07/23/2016 - 10:46

The personal injury attorneys at the Weinstein Firm work every day with folks who have been injured in accidents, and we find that it is common that people do not fully understand how insurance works in Georgia. To help, we'd like to provide information to help.

Georgia is a “Fault” car insurance state

Georgia follows a “fault” system when it comes to issues like liability and insurance coverage after a car accident. This means that an at-fault driver is responsible for any personal injury or property damage that results from the collision, and their insurance policy will be used to satisfy this liability.

In Georgia, an injured person can get compensation for damages in these ways:

  • by filing a claim with his or her own insurance company, after which their insurance company will then seek compensation from the at-fault driver’s policy;
  • by pursuing a claim with the other driver’s isurance company directly - this is called a “third party” claim;
  • by filing a personal injury lawsuit in civil court.

Why get a Georgia personal injury attorney involved in your claim?

The Weinstein attorneys are often brought into the claim when a serious injury is the result of an accident, since these claims are more difficult to handle. If you have questions about your accident claim, or if you feel like you are getting in over your head dealing with insurance companies and adjusters, give us a call and we can help you sort it out.