There was a recent news article describing a recent spate of hit-and-run collisions in Gwinnett County, highlighting a serious and ongoing problem that police, accident victims, and their personal injury attorneys face. While the article focuses on recent pedestrian collisions with hit-and-run drivers, the problem is also an ongoing concern with car crashes involving hit-and-run drivers.
How a hit-and-run collision affects personal injury claims
When the at-fault driver flees from the crash scene, and is not apprehended, then the resulting insurance claim for the injured party changes. The injured person must then access the Uninsured Motorist/Under-Insured Motorist (UM/UIM) portion of their insurance policy, assuming they have purchased this type of insurance. If the injured person does not have UM/UIM coverage, they may be out of luck in any attempt to secure insurance money to help pay for their injuries and property damage.
Why every Georgia driver should purchase both UM/UIM and medical payment insurance
Because many injury collisions are caused by uninsured, under-insured, or hit-and-run drivers who are never caught, it is crucial for every driver to protect themselves, and their families and property, by purchasing UM/UIM and medical payment insurance coverage. To review, medical payment insurance coverage will pay for your own injuries and the injuries suffered by your passengers, regardless of who is found to be at fault in the accident.
Every driver should spend the extra money to fully protect themselves
The Weinstein injury attorneys work everyday with injured people whose recovery was made easier because they had purchased a full insurance policy. We have also worked with clients who struggled greatly to recover, both physically and financially, when their coverage fell short. Take the time and spend the little extra to get the coverage you would need in the event of a serious accident.
If you have questions about an accident or need information, give the Weinstein Firm a call. We can help.